Starting a business plan to the party, do I need insurance?
I am looking for a party intends to join to sell their products and earn extra money on weekends. Do I need my own insurance for skin care and beauty tips?
It has the responsibility of product. This includes whether you sell a product that can cause skin rashes, etc., that may require medical treatment. You may also consider the possibility of civil liability to cover any accidental spills on the carpet of your ISP, or get someone to trip over a box or something on the ground and causing injury to someone. PAS policy may be what you need. (Small Business Package) Call a local agent and ask for his opinion. If you deliver the product after the sale, you might also need add "commercial use" of their automobile insurance. Your car insurance company might need to buy a commercial auto policy.
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